:root {
    --primary-color: #C8102E;
    --secondary-color: #003B5C;
    --accent-gold: #D4AF37;
    --dark-navy: #001F3F;
    --light-bg: #FFFFFF;
    --light-gray: #F8F9FA;
    --text-dark: #212529;
    --text-muted: #6C757D;
    --border-light: #DEE2E6;
    --success-green: #28A745;
    --error-red: #DC3545;
    --gradient-primary: linear-gradient(135deg, #C8102E 0%, #8B0000 100%);
    --gradient-secondary: linear-gradient(135deg, #003B5C 0%, #001F3F 100%);
    --gradient-gold: linear-gradient(135deg, #D4AF37 0%, #C19A2E 100%);
    --shadow-sm: 0 2px 4px rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 8px rgba(0, 0, 0, 0.08);
    --shadow-lg: 0 8px 16px rgba(0, 0, 0, 0.12);
    --shadow-xl: 0 12px 24px rgba(0, 0, 0, 0.15);
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Montserrat', -apple-system, BlinkMacSystemFont, sans-serif;
    line-height: 1.6;
    color: var(--text-dark);
    background-color: var(--light-bg);
    overflow-x: hidden;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Header & Navigation */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(10px);
    box-shadow: var(--shadow-sm);
    transition: all 0.3s ease;
}

.navbar {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 18px 0;
}

.logo {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 22px;
    font-weight: 800;
    color: var(--primary-color);
    text-decoration: none;
}

.logo img {
    filter: drop-shadow(0 2px 4px rgba(0,0,0,0.1));
}

.logo-text {
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    letter-spacing: -0.5px;
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 35px;
}

.nav-menu a {
    color: var(--text-dark);
    text-decoration: none;
    font-weight: 600;
    font-size: 15px;
    transition: color 0.3s ease;
    position: relative;
}

.nav-menu a::after {
    content: '';
    position: absolute;
    bottom: -8px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--primary-color);
    transition: width 0.3s ease;
}

.nav-menu a:hover {
    color: var(--primary-color);
}

.nav-menu a:hover::after {
    width: 100%;
}

.nav-buttons {
    display: flex;
    gap: 15px;
}

.mobile-menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
}

.mobile-menu-toggle span {
    width: 25px;
    height: 3px;
    background: var(--primary-color);
    border-radius: 3px;
    transition: all 0.3s ease;
}

/* Buttons */
.btn-primary, .btn-secondary, .btn-large, .btn-block {
    padding: 12px 28px;
    border-radius: 6px;
    font-weight: 700;
    font-size: 14px;
    cursor: pointer;
    transition: all 0.3s ease;
    border: none;
    text-decoration: none;
    display: inline-block;
    text-align: center;
    letter-spacing: 0.3px;
}

.btn-primary {
    background: var(--gradient-primary);
    color: white;
    box-shadow: 0 4px 12px rgba(200, 16, 46, 0.25);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 16px rgba(200, 16, 46, 0.35);
}

.btn-secondary {
    background: white;
    color: var(--primary-color);
    border: 2px solid var(--primary-color);
}

.btn-secondary:hover {
    background: var(--primary-color);
    color: white;
}

.btn-large {
    padding: 16px 36px;
    font-size: 15px;
}

.btn-block {
    width: 100%;
    display: block;
}

/* Hero Section */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    padding-top: 80px;
    overflow: hidden;
    background: linear-gradient(135deg, #F8F9FA 0%, #FFFFFF 100%);
}

.hero-gradient {
    position: absolute;
    top: -50%;
    right: -10%;
    width: 800px;
    height: 800px;
    background: radial-gradient(circle, rgba(200, 16, 46, 0.08) 0%, transparent 70%);
    border-radius: 50%;
    animation: float 20s ease-in-out infinite;
}

@keyframes float {
    0%, 100% { transform: translate(0, 0); }
    50% { transform: translate(-50px, -50px); }
}

.hero-content {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 60px;
    align-items: center;
    padding: 80px 0;
}

.hero-badge {
    display: inline-block;
    background: var(--gradient-secondary);
    color: white;
    padding: 8px 20px;
    border-radius: 30px;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.5px;
    margin-bottom: 25px;
    animation: fadeInDown 0.8s ease-out;
}

@keyframes fadeInDown {
    from {
        opacity: 0;
        transform: translateY(-30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.hero-title {
    font-family: 'Merriweather', serif;
    font-size: 58px;
    font-weight: 900;
    line-height: 1.1;
    margin-bottom: 25px;
    color: var(--dark-navy);
    animation: fadeInUp 0.8s ease-out 0.2s backwards;
}

.gradient-text {
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero-subtitle {
    font-size: 19px;
    color: var(--text-muted);
    margin-bottom: 40px;
    line-height: 1.7;
    animation: fadeInUp 0.8s ease-out 0.4s backwards;
}

@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.hero-buttons {
    display: flex;
    gap: 20px;
    margin-bottom: 60px;
    animation: fadeInUp 0.8s ease-out 0.6s backwards;
}

.hero-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 25px;
    animation: fadeInUp 0.8s ease-out 0.8s backwards;
}

.stat {
    display: flex;
    align-items: center;
    gap: 15px;
    padding: 20px;
    background: white;
    border-radius: 12px;
    box-shadow: var(--shadow-md);
    transition: transform 0.3s ease;
}

.stat:hover {
    transform: translateY(-5px);
}

.stat-icon {
    font-size: 32px;
}

.stat-value {
    font-size: 22px;
    font-weight: 800;
    color: var(--dark-navy);
    line-height: 1;
    margin-bottom: 5px;
}

.stat-label {
    font-size: 12px;
    color: var(--text-muted);
    line-height: 1.3;
}

.hero-visual {
    animation: fadeInRight 0.8s ease-out 0.6s backwards;
}

@keyframes fadeInRight {
    from {
        opacity: 0;
        transform: translateX(50px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

.market-card {
    background: white;
    border-radius: 20px;
    padding: 30px;
    box-shadow: var(--shadow-xl);
    border: 1px solid var(--border-light);
}

.card-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 25px;
    padding-bottom: 20px;
    border-bottom: 2px solid var(--light-gray);
}

.card-title {
    font-weight: 700;
    font-size: 18px;
    color: var(--dark-navy);
}

.live-indicator {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 12px;
    font-weight: 700;
    color: var(--success-green);
}

.pulse {
    width: 8px;
    height: 8px;
    background: var(--success-green);
    border-radius: 50%;
    animation: pulse-dot 2s ease-in-out infinite;
}

@keyframes pulse-dot {
    0%, 100% {
        box-shadow: 0 0 0 0 rgba(40, 167, 69, 0.7);
    }
    50% {
        box-shadow: 0 0 0 8px rgba(40, 167, 69, 0);
    }
}

.market-indices {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.index-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 18px;
    background: var(--light-gray);
    border-radius: 12px;
    transition: all 0.3s ease;
}

.index-item:hover {
    background: #EBEEF1;
    transform: translateX(5px);
}

.index-name {
    font-weight: 700;
    font-size: 16px;
    color: var(--dark-navy);
    display: block;
}

.index-symbol {
    font-size: 12px;
    color: var(--text-muted);
    font-family: monospace;
}

.index-value {
    text-align: right;
}

.value {
    font-weight: 800;
    font-size: 18px;
    display: block;
    font-family: 'Merriweather', serif;
}

.change {
    font-size: 13px;
    font-weight: 600;
    display: block;
    margin-top: 3px;
}

.positive {
    color: var(--success-green);
}

.negative {
    color: var(--error-red);
}

/* Features Section */
.features {
    padding: 100px 0;
    background: white;
}

.section-header {
    text-align: center;
    margin-bottom: 60px;
}

.section-header h2 {
    font-family: 'Merriweather', serif;
    font-size: 42px;
    font-weight: 900;
    margin-bottom: 15px;
    color: var(--dark-navy);
}

.section-header p {
    font-size: 18px;
    color: var(--text-muted);
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 30px;
}

.feature-card {
    background: white;
    padding: 40px;
    border-radius: 16px;
    box-shadow: var(--shadow-md);
    transition: all 0.3s ease;
    border: 2px solid var(--border-light);
}

.feature-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
    border-color: var(--primary-color);
}

.feature-icon {
    width: 70px;
    height: 70px;
    background: var(--gradient-primary);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 25px;
}

.feature-icon svg {
    color: white;
}

.feature-card h3 {
    font-size: 20px;
    font-weight: 800;
    margin-bottom: 15px;
    color: var(--dark-navy);
}

.feature-card p {
    color: var(--text-muted);
    line-height: 1.7;
}

/* Calculator Section */
.calculator-section {
    padding: 100px 0;
    background: var(--dark-navy);
    color: white;
}

.calculator-section .section-header h2,
.calculator-section .section-header p {
    color: white;
}

.calculator-container {
    max-width: 1000px;
    margin: 0 auto;
}

.calculator-card {
    background: rgba(255, 255, 255, 0.05);
    backdrop-filter: blur(10px);
    border-radius: 20px;
    padding: 50px;
    border: 1px solid rgba(255, 255, 255, 0.1);
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
}

.input-group {
    margin-bottom: 25px;
}

.input-group label {
    display: block;
    margin-bottom: 10px;
    font-weight: 600;
    color: rgba(255, 255, 255, 0.95);
    font-size: 14px;
}

.input-group input,
.input-group select {
    width: 100%;
    padding: 14px 18px;
    border: 2px solid rgba(255, 255, 255, 0.2);
    border-radius: 8px;
    background: rgba(255, 255, 255, 0.1);
    color: white;
    font-size: 15px;
    font-family: 'Montserrat', sans-serif;
    font-weight: 600;
    transition: all 0.3s ease;
}

.input-group input:focus,
.input-group select:focus {
    outline: none;
    border-color: var(--accent-gold);
    background: rgba(255, 255, 255, 0.15);
}

.calculator-results {
    display: flex;
    flex-direction: column;
    gap: 25px;
}

.result-card {
    background: rgba(255, 255, 255, 0.08);
    padding: 25px;
    border-radius: 12px;
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.result-card.highlight {
    background: var(--gradient-gold);
    border: none;
    display: flex;
    align-items: center;
    gap: 20px;
}

.result-icon {
    font-size: 40px;
}

.result-label {
    font-size: 13px;
    color: rgba(255, 255, 255, 0.85);
    margin-bottom: 8px;
    font-weight: 600;
    letter-spacing: 0.5px;
}

.result-card.highlight .result-label {
    color: rgba(0, 0, 0, 0.7);
}

.result-value {
    font-family: 'Merriweather', serif;
    font-size: 32px;
    font-weight: 900;
}

.result-card.highlight .result-value {
    color: var(--dark-navy);
}

.result-breakdown {
    background: rgba(255, 255, 255, 0.05);
    padding: 20px;
    border-radius: 12px;
}

.breakdown-item {
    display: flex;
    justify-content: space-between;
    padding: 12px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    font-size: 14px;
}

.breakdown-item:last-child {
    border-bottom: none;
}

.breakdown-item span:last-child {
    font-weight: 700;
}

.calculator-cta {
    background: rgba(255, 255, 255, 0.08);
    padding: 25px;
    border-radius: 12px;
    text-align: center;
}

.cta-text {
    margin-bottom: 15px;
    font-size: 15px;
    color: rgba(255, 255, 255, 0.9);
}

/* About & Contact Section */
.about-contact {
    padding: 100px 0;
    background: var(--light-gray);
}

.about-contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
}

.about-section h2,
.contact-section h2 {
    font-family: 'Merriweather', serif;
    font-size: 36px;
    font-weight: 900;
    margin-bottom: 25px;
    color: var(--dark-navy);
}

.about-section p {
    color: var(--text-muted);
    margin-bottom: 20px;
    line-height: 1.8;
}

.company-badges {
    display: flex;
    gap: 15px;
    margin-top: 30px;
    flex-wrap: wrap;
}

.badge {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 12px 20px;
    background: white;
    border-radius: 8px;
    border: 2px solid var(--primary-color);
    font-weight: 700;
    font-size: 13px;
    color: var(--dark-navy);
}

.badge svg {
    color: var(--primary-color);
}

.contact-info {
    display: flex;
    flex-direction: column;
    gap: 25px;
    margin-bottom: 40px;
}

.contact-item {
    display: flex;
    gap: 20px;
}

.contact-item svg {
    flex-shrink: 0;
    color: var(--primary-color);
}

.contact-item strong {
    display: block;
    margin-bottom: 8px;
    font-size: 16px;
    color: var(--dark-navy);
}

.contact-item p {
    color: var(--text-muted);
    line-height: 1.7;
    font-size: 14px;
}

/* Contact Form */
.contact-form {
    background: white;
    padding: 35px;
    border-radius: 16px;
    margin-top: 40px;
    box-shadow: var(--shadow-md);
}

.contact-form h3 {
    font-size: 22px;
    margin-bottom: 25px;
    font-weight: 800;
    color: var(--dark-navy);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.form-group {
    margin-bottom: 20px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 600;
    color: var(--text-dark);
    font-size: 14px;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 14px 18px;
    border: 2px solid var(--border-light);
    border-radius: 8px;
    font-size: 14px;
    font-family: 'Montserrat', sans-serif;
    transition: all 0.3s ease;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--primary-color);
}

.form-group textarea {
    resize: vertical;
    min-height: 100px;
}

.contact-form input[type="text"],
.contact-form input[type="email"],
.contact-form input[type="tel"],
.contact-form textarea {
    width: 100%;
}

/* Footer */
.footer {
    background: var(--dark-navy);
    color: white;
    padding: 60px 0 30px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr repeat(4, 1fr);
    gap: 40px;
    margin-bottom: 50px;
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 20px;
    font-weight: 800;
    margin-bottom: 20px;
}

.footer-col p {
    color: rgba(255, 255, 255, 0.7);
    margin-bottom: 25px;
    line-height: 1.7;
    font-size: 14px;
}

.social-links {
    display: flex;
    gap: 15px;
}

.social-links a {
    width: 40px;
    height: 40px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    transition: all 0.3s ease;
}

.social-links a:hover {
    background: var(--primary-color);
    transform: translateY(-3px);
}

.footer-col h4 {
    font-size: 16px;
    margin-bottom: 20px;
    font-weight: 800;
}

.footer-col ul {
    list-style: none;
}

.footer-col ul li {
    margin-bottom: 12px;
}

.footer-col ul li a {
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    font-size: 14px;
    transition: color 0.3s ease;
}

.footer-col ul li a:hover {
    color: var(--accent-gold);
}

.footer-bottom {
    padding-top: 30px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    text-align: center;
    color: rgba(255, 255, 255, 0.6);
}

.footer-bottom p {
    margin-bottom: 15px;
    font-size: 13px;
    line-height: 1.6;
}

.disclaimer {
    font-size: 11px;
    line-height: 1.6;
}

/* Modals */
.modal {
    display: none;
    position: fixed;
    z-index: 2000;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(0, 31, 63, 0.85);
    backdrop-filter: blur(5px);
    animation: fadeIn 0.3s ease;
}

@keyframes fadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}

.modal.show {
    display: flex;
    align-items: center;
    justify-content: center;
}

.modal-content {
    background: white;
    padding: 45px;
    border-radius: 20px;
    max-width: 520px;
    width: 90%;
    max-height: 90vh;
    overflow-y: auto;
    position: relative;
    animation: slideUp 0.3s ease;
}

@keyframes slideUp {
    from {
        opacity: 0;
        transform: translateY(50px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.modal-close {
    position: absolute;
    top: 20px;
    right: 20px;
    background: none;
    border: none;
    font-size: 32px;
    color: var(--text-muted);
    cursor: pointer;
    transition: color 0.3s ease;
}

.modal-close:hover {
    color: var(--error-red);
}

.modal-content h2 {
    font-family: 'Merriweather', serif;
    font-size: 28px;
    font-weight: 900;
    margin-bottom: 30px;
    color: var(--dark-navy);
}

.modal-content form {
    margin-bottom: 20px;
}

.form-options {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 25px;
}

.checkbox-label {
    display: flex;
    align-items: center;
    gap: 8px;
    cursor: pointer;
    font-size: 14px;
}

.checkbox-label input {
    cursor: pointer;
}

.link {
    color: var(--primary-color);
    text-decoration: none;
    font-size: 14px;
    font-weight: 600;
}

.link:hover {
    text-decoration: underline;
}

.modal-footer {
    text-align: center;
    color: var(--text-muted);
    font-size: 14px;
}

.modal-footer a {
    color: var(--primary-color);
    text-decoration: none;
    font-weight: 700;
}

.modal-footer a:hover {
    text-decoration: underline;
}

.modal-success {
    text-align: center;
}

.success-icon {
    width: 90px;
    height: 90px;
    background: var(--gradient-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 25px;
}

.success-icon svg {
    color: white;
}

/* Cookie Consent */
.cookie-consent {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background: white;
    box-shadow: 0 -4px 20px rgba(0, 0, 0, 0.15);
    padding: 25px;
    z-index: 1500;
    animation: slideUpCookie 0.5s ease;
}

@keyframes slideUpCookie {
    from {
        transform: translateY(100%);
    }
    to {
        transform: translateY(0);
    }
}

.cookie-consent.hidden {
    display: none;
}

.cookie-content {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
}

.cookie-text {
    display: flex;
    align-items: center;
    gap: 20px;
    flex: 1;
}

.cookie-text svg {
    color: var(--primary-color);
    flex-shrink: 0;
}

.cookie-text p {
    color: var(--text-muted);
    font-size: 14px;
}

.cookie-text a {
    color: var(--primary-color);
    font-weight: 600;
}

.cookie-buttons {
    display: flex;
    gap: 15px;
}

.btn-accept, .btn-decline {
    padding: 12px 28px;
    border-radius: 6px;
    font-weight: 700;
    cursor: pointer;
    transition: all 0.3s ease;
    font-family: 'Montserrat', sans-serif;
    font-size: 14px;
}

.btn-accept {
    background: var(--gradient-primary);
    color: white;
    border: none;
}

.btn-accept:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 16px rgba(200, 16, 46, 0.35);
}

.btn-decline {
    background: transparent;
    color: var(--text-dark);
    border: 2px solid var(--border-light);
}

.btn-decline:hover {
    border-color: var(--error-red);
    color: var(--error-red);
}

/* Responsive Design */
@media (max-width: 968px) {
    .hero-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .hero-title {
        font-size: 42px;
    }

    .hero-subtitle {
        font-size: 17px;
    }

    .hero-buttons {
        flex-direction: column;
    }

    .hero-stats {
        grid-template-columns: 1fr;
    }

    .calculator-card {
        grid-template-columns: 1fr;
        gap: 30px;
    }

    .about-contact-grid {
        grid-template-columns: 1fr;
        gap: 50px;
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr;
        gap: 40px;
    }

    .features-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .nav-menu {
        display: none;
    }

    .nav-buttons {
        display: none;
    }

    .mobile-menu-toggle {
        display: flex;
    }

    .hero-title {
        font-size: 36px;
    }

    .section-header h2 {
        font-size: 32px;
    }

    .form-row {
        grid-template-columns: 1fr;
    }

    .cookie-content {
        flex-direction: column;
        text-align: center;
    }

    .cookie-buttons {
        width: 100%;
    }

    .btn-accept, .btn-decline {
        flex: 1;
    }

    .footer-grid {
        grid-template-columns: 1fr;
    }

    .calculator-card {
        padding: 30px;
    }

    .stat {
        flex-direction: column;
        text-align: center;
    }
}

/* Loading Animation */
@keyframes spin {
    to { transform: rotate(360deg); }
}

.loading {
    display: inline-block;
    width: 20px;
    height: 20px;
    border: 3px solid rgba(255, 255, 255, 0.3);
    border-radius: 50%;
    border-top-color: white;
    animation: spin 0.6s linear infinite;
}